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Victoria
Mrs. Victoria C. Alvares lives in the community of Tlayecac, Ayala in the state of Morelos in Mexico. She is 37 years old, she graduated from high school and she is married. She has two daughters: Perla is 8 years old and goes to elementary school; Ingrid is 5 years old and goes to pre-school. She has a sewing workshop and requested a loan to maintain the machines and to buy threads, needles, and oil. To her customers, she offers pants, shorts, shirts, t-shirts, and jackets; she also takes volume orders from her customers. She started her business 3 years ago; she worked sewing with another lady as an employee and then she decided to have her own business. With loans, she bought 2 industrial machines and with the profits she bought two more machines.

Her business is located at her Mother’s house; she lives just around the corner and she walks to her workshop. This business is important to her because it provides income for food and household expenses. She has a customer from Yautepec that supplies to other states. She derives great satisfaction when she collects payments and has money. She likes to work with the sewing machines and is proud to have a job, to have her own industrial machines, and to have ready-resources to support expenses when her husband gets sick. She uses the profits from the business for food, household expenses, loan payments, and to re-invest.

The Business has helped her with expenses, school payments for her daughters and many other things. She wishes to stucco her house, add flooring, and buy furniture. Her dream is to have a special room for her workshop since she is currently at her Mom’s house. She is happy with the provided loan because it will help her stock up her business. She would like for her daughters to continue going to school; this loan will help her to buy school supplies and pay school expenses. She wants to give thanks to Kiva and Fundación Realidad for supporting people with limited resources and for the low interest rates. Tlayecac is a pretty town because it is tranquil and with convenient shopping; they grow sorghum, corn and onions.
View original language description ↓
La señora Victoria C. Alvares vive en la comunidad de Tlayecac, Ayala, en el estado de Morelos, México, ella tiene 37 años de edad, ella estudio hasta el 3er. Año de secundaria tiene su certificado, ella es casada tiene 2 hijas Perla de 8 años de edad está estudiando la primaria e Ingrid de 5 años de edad está en preescolar, ella tiene su taller de costura y solicitó su préstamo para mantenimiento de las maquinas y para comprar, hilos, ahujas, aceite, ella ofrece a sus clientes pantalones, short, chazarilla, playeras, chamarras, además de los pedidos que le hagan los clientes, ya que ella trabaja como maquiladora. Ella inicio con su negocio hace 3 años, trabajaba con una señora de empleada cosiendo y decidió tener su propio negocio, por medio de préstamos compró sus maquinas industriales: 2 rectas industriales y después con las ganancias compró la otra maquina recta y la otra maquina over.
Su negocio está en la casa de su mamá, ella vive a la vuelta llega caminando al taller, este negocio es importante para ella porque tiene ingresos para la alimentación de la familia y los gastos de su casa, su cliente es una persona de Yautepec surte a diferentes estados. A ella le da gran satisfacción cuando cobra y tiene dinero, también le gusta trabajar en la maquina over y está orgullosa de tener trabajo y tener sus propias maquinas industriales y la saca de apuros cuando su esposo se enferma ella puede solventar los gastos. Las ganancias de su negocio las utiliza para la alimentación, para los gastos familiares, para pagar el préstamo y para seguir invirtiendo.
El negocio si le ha ayudado en los gastos, en las colegiaturas de sus hijas y en muchas cosas, ella desea mejorar su vivienda repellara, echarle piso y comprar una sala, sus sueños son tener un cuarto especial para su taller porque el que está ocupando es de su mamá, ella está feliz con el préstamo que le proporcionan porque le va a ayudar a surtir su negocio, las mejorías que desea para sus hijas son que sigan estudiando y este préstamo le va a ayudar para comprar sus útiles y para pagar los gastos de la escuela. Ella quiere decirle a Kiva y a Fundación Realidad muchas gracias por apoyar a gente de pocos recursos y que no le suban a los interés.” Tlayecac es un pueblo muy bonito porque es tranquilo todo está cerca para comprar, siembran sorgo, maíz, cebolla.

About Mexico

  • $11,249
    Average annual income
  • 7
    View loans »
    Mexico Loans Fundraising
  • $17,360,450
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Victoria buy threads, needles, and oil for machine maintenance.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2010
Listed
Dec 15, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011