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Agnes, 32, is married with four children between the ages of 2 and 13. She owns a small local bar selling locally produced beer called “sorghum beer". She buys it in five jerry-cans of 20 litres each and sells it to the local people. Besides selling the local beer, she also roasts goat meat which the local people enjoy, especially in the evenings after a day of hard work on their farms.

Agnes has requested a loan to expand her business. She will buy other equipment for her beer garden such as tables, cups and bottles and increase her beer stocks for the Christmas season. She hopes to continue to grow her business and will invest any profit back into her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 92
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 593.1
    Rwanda Francs (RWF) = $1 USD