Ese T., thirty six years of age, is a hard working woman who, like most people, has responsibilities. Unfortunately, Ese’s husband is unemployed. Together they have five kids who go to school at a nearby primary. Ese’s main goal is for her plantation to thrive as well as her pork bun business, but in order for that to happen, she needs supplies as well as improvements. Ese is applying for this loan so that she may purchase ingredients as well as proper cookware for her pork buns, and chemicals and fertilizers to gain maximum yield from her plantation. In conclusion, she will have more profit with the same responsibilities and a much lighter financial burden.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.