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Laurence is 35 years old and married with four children between 4 and 11 years old. She sells charcoal both wholesale and retail and is a proven entrepreneur. She has been running her business successfully for four years, and she works from 7 am until 6 pm every day. Laurence is pictured here in front of her sacks of charcoal which have been filled with coal and then stuffed with eucalyptus leaves.

Laurence has requested a loan to purchase more charcoal to sell. With this loan, Laurence hopes that her revenue will increase so she can save for her future and do her best for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 33
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD