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Alivera is 44 years old and married with five children between the ages of four and 16. Her husband is a nurse. Alivera runs a general store that sells a large variety of food and other items. She has fifteen years of business experience and is able to employ two people.

Alivera has requested a loan to expand her business. She will use her loan to purchase additional products to sell such as water, baby food, juice, and coffee. Alivera hopes to be able to build her own house with the profit from her loan.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD