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Elisa P. lives in the village of Bocboc, Don Carlos, Bukidnon. She is 34 years old, married, has three school-aged children and makes a living by buying and selling fruit such as mangoes and oranges. She has been in this business for more than 10 years and earns approximately 6,000 PHP a month from her work.

Last year, Elisa joined HSPFI to gain access to financial services to help improve her life and ability to engage in business. Elisa has successfully repaid two previous loans from HSPFI and is applying for a new one, for 7,000 PHP to buy more fruit to sell to her customers. She plans to use the additional revenue generated by her business to continue expanding it.

About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1641
    View loans »
    Philippines Loans Fundraising
  • $59,060,350
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Elisa to buy more fruit to sell to her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 10, 2010
Dec 13, 2010
Currency Exchange Loss:
May 15, 2011