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This is Rodel D., 41, resident of Silang, Cavite City, Philippines. He is married to Rosanna D., who works as a housekeeper, and together they manage the household and business. By the grace of God, Rodel has managed to support his children's schooling. At this time, he is working hard to continually provide income for their every day expenses.

Rodel operates a variety store while managing their videoke ( a karaoke with a video showing the lyrics of the song being sung) and their motorized tricycle. They rent out the videoke on a 24-hour basis, while the tricycle enables them to get purchase and deliver their products. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go for to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. Rodel earns income by getting supplies in wholesale price and selling them as single items. His store is located adjacent to their house. His regular customers are his neighbors and the local community. He earns a minimum of Php400 in sales every day.

To help Rodel continue operations of his business, he is requesting a Php25, 000 loan. He will be utilizing the loan to buy more quantities of products like groceries, toiletries and beverages to expand his product inventory. He expects a boost in his business income as he expands his business.

Rodel dreams to be able to renovate their house soon and have his children finish their college education, with all of his work with the business. He faithfully meets up with his co-fellowship* members to share stories of his work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1467
    View loans »
    Philippines Loans Fundraising
  • $59,381,875
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rodel to buy more quantities of products like groceries, toiletries and beverages to expand his product inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 13, 2010
Currency Exchange Loss:
Jun 15, 2011