The 'Crecer' group has 11 members. Mercedes is the group's president. She is a very hard-working woman. For a long time she has looked after her household alone. When she separated she had to find a way of making a living since she had 3 children to support. They were her inspiration to get ahead. She remembers that when she used to work as a nurse people were always offering her different products and many people bought them. So, conquering her fear, Mercedes began to do the same with her friends and family members who began to buy from her. She started selling different products according to the season. During the back-to-school season she would offer uniforms, shoes, tights, etc. Now the Christmas season is here her loan will be used to buy toys.
Mercedes has a lot of orders from her customers and, thanks to her work, she can cover her family's main expenses. She also feels good about herself because by working she has found emotional stability. In the future, she would like to adapt the garage at her house so that she can set up a book store / stationery store. This is a dream that she would like to fulfil very soon. She knows that she can achieve her goal because she has the support of her children.
Mercedes is the person in the picture wearing a black top.
El grupo “CRECER” esta conformado por 11 miembros, mercedes es L. presidenta del grupo elL. es una mujer muy trabajadora durante mucho tiempo solo se dedico a su casa pero debido a su separación tuvo que encontrar L. manera D. ganarse L. vida ya que tenia 03 hijos que mantener ellos fueron su inspiración para salir adelante elL. recordó que cuando trabajaba como enfermera siempre le ofrecían productos diversos y que mucha gente los consumía es así que perdiendo el miedo elL. empezó hacer lo mismo entre sus amigas y familiares quienes le empezaron a comprar también incursiono vendiendo diversos productos por campañas en época escolar ofrece uniformes,zapatos,medias etc. Ahora esta abocada en L. campaña naviD.ña su préstamo lo usara para comprar juguetes tiene muchos pedidos D. sus clientas gracias a su trabajo pueD. cubrir los gastos esenciales D. su familia además D. sentirse bien por que trabajando ha encontrado estabilidad emocional para el futuro quiere acondicionar el garaje D. su casa para poner una librería bazar ese es un sueño que desea alcanzar muy pronto, sabe que lo podrá lograr por que cuenta con el apoyo D. sus hijos.
* Mercedes es L. 5ta parada viste polo negro.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.