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Seneida Maricela
The place known as Los Arenales can be found in the Crucita parish in the Portoviejo province. That is where the members of the “Nueva Generación” (New Generation) Communal Bank meet every two weeks. This place is known for its beautiful beaches, its cuisine, and the warmth of its people.

This is where we find Seneida, age 33. She is married and has two children, ages 15 and 8. The older child goes to high school, and the younger child is in elementary school. Her husband is a farmer. She is a teacher in a local school.

In addition to being a housewife and a teacher, she also sells Avon products (beauty products, cosmetics, perfume, and women’s accessories). She works from Monday through Friday. She sells door to door in the afternoons and evenings. She also sells to her colleagues at her place of work and to mothers who want her products.

Sometimes she helps her husband with the crops. He grows pearl onions, watermelon, cantaloupe, and pepper plants. They work with the help of ten people, to whom they pay a salary.

This loan is to buy creams and perfumes, but above all, it is to buy seeds, fertilizers, and weed killers. She has been a member of the communal bank for eight years. She likes the bank because of the benefits that she receives. Her dream is to get her degree. She is working on her thesis, and she wants to obtain an appointment from the state as a teacher.
View original language description ↓
En la parroquia Crucita del cantón Portoviejo, encontramos un lugar conocido como los arenales aquí cada quince días se reúnen las socias del Banco Comunal Nueva Generación, este lugar es conocido por sus hermosas playas por su gastronomía y por la calidez de su gente.

En este lugar encontramos a la señora Seneida, tiene 33 años, está casada y fruto de esta relación tiene dos hijos de 15 y un niño de 8 años, la mayor esta en colegio mientras que el menor esta en escuela, el esposo es agricultor. Ella es profesora en una escuela de la localidad.

Además de ser ama de casa y profesora también se dedica al comercio, vende productos Avon (productos de belleza, cosméticos, perfumería y accesorios de damas) trabaja de lunes a viernes, su forma de venta es puerta a puerta y sale a vender en las tardes y noches, también vende en el lugar de trabajo a sus compañeras y a madres de familia que quieran sus productos. A veces ayuda a su esposo en los sembríos ya que el siembra cebolla perla, sandias, melón, pimiento, trabajan con la ayuda de 10 personas a los que les pagan un sueldo.

Este crédito es para comprar cremas, perfumes, pero sobre todo para comprar semillas, abonos y matamalezas, está en el Banco Comunal hace ya 8 años y le gusta el Banco por los beneficios que recibe. Sus sueños son llegar a ser licenciada ya que está haciendo la tesis y tener un nombramiento del estado como profesora

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Seneida Maricela to buy creams, perfumes, cosmetics, seeds, fertilizers, and weed killers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 23, 2010
Listed
Dec 13, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011