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Jose Arosman
José Arosmán is 44 years old and lives in Linda Vista neighborhood in New Guinea. He has worked for MAGFOR for two years. His wife works as an administrator for ENACAL. The two of them fight for the well-being of their humble family since with dedication and effort they have been able to get ahead. They are well loved by their neighbors and friends.

He is requesting the support of Kiva in his third loan, which will be invested in the construction of a room and, in this manner, have better conditions in his home.

His greatest dream in life is to have job stability, that his son enjoys better conditions and that his family remains right with God.
View original language description ↓
osé Arosmán de 44 años de edad, habitante de Barrio Linda Vista en Nueva Guinea, trabaja para el MAGFOR desde hace dos años, su esposa trabaja como administradora de ENACAL, los dos luchan por el bienestar de su humilde Familia ya que con dedicacion y esfuerzo han podido salir adelante, son personas muy queridas por sus vecinos y amigos.

Solicita el apoyo de kiva en su tercer crédito para invertirlo en construccion de una habitación y de esta manera tener mejores condiciones en su vivienda,

Su mayor sueño en la vida tener estabilidad laboral, que su hijo goce de mejores condiciones y que su familia permanezca bien con Dios

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Jose Arosman house construction.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Jan 1, 2011
Currency Exchange Loss:
Jan 15, 2012