Check out some available loans that are similar to this one!
Maria Margarita
Maria Margarita is 42. She is married and has two children, 8 and 12, who are in primary and secondary school, respectively. She has worked as a Special Nurse in Juigalpa for 19 years. Previous loans have allowed her to improve her house, and she is grateful to Kiva for the loan she used to built her older son's bedroom.

She is asking for her eighth loan so that she can build a bathroom, with a sink, toilet, and tiling, so that she can continue to improve her family's quality of life.
View original language description ↓
Maria Margarita de 42 años de edad es casada, tiene 2 hijos, uno de 12 y el otro de 8 años, ambos estudiando la secundaria y primaria, labora para el MINSA desempeñandose como Enfermera Especial responsable de la zona # 3 de Juigalpa, con 19 años de servicio, con sus creditos ha logrado dar mejores condiciones a su casa y gracias al aopoyo de KIVA con el credito anterior logro construir el cuarto de su hijo mayor.

Esta solicitando su 8vo credito con el objetivo de construir ahora el baño en su casa, acondicionandolo con el lavamanos, el inodoro, y ponerle azulejos y de esta manera continuar mejorando las condiciones de vida de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Maria Margarita construction of a bathroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Jan 1, 2011
Currency Exchange Loss:
Apr 15, 2012