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Crispina C. is a married woman who lives in Prk. 3, Brgy. Canalum, Siaton, Negros Oriental. She earns her living by operating a rice farm business. Her husband Alberto C., who is 68 years old, works as a farmer to earn his living and also helps in his wife's business activities. They have two children who are 43 and 41 years old. Crispina joined NWTF-Project Dungganon in 2000 because she aspired for something better for her family. With the help of her past 17 loans from NWTF-Project Dungganon, Crispina has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 18,000 helped her earn a monthly profit of PHP 9,000, thus uplifting the family's standard of living. This time, for her 18th loan, she is borrowing PHP 15,000, which she intends to use to buy fertilizer for her rice field to save up for future improvements of her business. Crispina C. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1002
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Crispina to fund the operations of her rice field.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Dec 11, 2010
Currency Exchange Loss:
Jul 15, 2011