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Sugey Del Carmen
Sugey is 28 years old, is single and has no children, at this time she lives with her parents in the #6 area of Nueva Guinea and they help each other with the family expenses. Sugey has worked as a teacher at the Experimental School Jan Amos Comenius for some 9 years; in the afternoons when she arrives from her job she finishes the household jobs and later makes the teaching plan for her class the next day. Sugey is a responsible professional woman, honest, hardworking and achieves with success what she sets out to do for her wellbeing and that of her family.
Sugey is very grateful to Kiva for the support and thanks to the loans she has been able to make improvements in her home. She needs the new loan to make some repairs for her home such as changing the zinc and replacing the floor of a room.
Sugey dreams of continuing her education, being healthy and having a beautiful home with all of its amenities and to have a steady workplace to be able to help her family since they have little economic resources.
View original language description ↓
Sugey tiene 28 años de edad, es soltera y no tiene hijos, actualmente vive con sus padres en la zona # 6 de Nueva Guinea y se apoyan ambos con los gastos familares, trabaja como docente de la Escuela Experimental Jan Amos Comenius desde hace 9 años, por las tardes cuando regresa de dar clase se dedica a terminar los quehaceres del hogar y despues a planear la clase para luego impartirselas el dia siguientes a sus alumnos, Sugey es una mujer profesional responsable, honesta, trabajadora, logra con exito lo que se propone para su propio bien y el de su familia.

Esta muy agradecida con Kiva por el apyo ya que gracias a esto ha venido arreglando su vivienda. Por lo que solicita este nuevo credito para reparaciòn de la misma ya que necesita algunos arreglos como cambiar el zinc y hecharle el piso a una habitaciòn.

Sueña con seguir estudiando, tener salud, tener una casa bonita con todas las condiciones y tener estabilidad laboral para así ayudar a su familia ya son de escasos recursos económicos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,553,900
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sugey Del Carmen to make improvements on a home.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Jan 1, 2011
Currency Exchange Loss:
Feb 15, 2012