Check out some available loans that are similar to this one!
Carmen is 39 years old, she lives with her daughter and life partner who works as a mason, and he also helps her with the household expenses. Carmen has worked as a porter in the INATEC NUEVA GUINEA for over 18 years; she is a responsible, honest, hardworking woman who is beloved by her workmates and friends.

Carmen needs the loan with Kiva’s support to improve the infrastructure of her kitchen such as the walls and floor.

She wishes to have a better life and a dignified home.

View original language description ↓
Carmen de 39 años de edad, vive con su hija y su compañero de vida quien labora como albañil él le ayuda con los gastos del Hogar, Carmen labora de conserje en en INATEC NUEVA GUINEA desde hace 18 años, es una mujer muy responsable, honesta, trabajadora y bien querida por sus compañeros de trabajo y amigos.

Solicita financiamiento con el apoyo de kiva para mejorar la infraestructura de su cocina como paredes y piso.

Sueña tener un porvenir mejor y una vivienda digna.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Carmen to improve her kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Jan 1, 2011
Currency Exchange Loss:
Dec 15, 2011