Check out some available loans that are similar to this one!
Concepcion Maria
Concepción Maria is 32 years old. She lives with her daughter who is studying and her husband who works as a taxi driver. They both share in their family commitments. It is important to mention that this client, through her previous loans, has shown herself to be very punctual and keen to make her repayments. She has worked as a primary and secondary school teacher in Francisco Aaron Joce School for 12 years, in Naciones Unidas neighborhood, 32km from Nueva Guinea.

This is Concepción Maria's seventh loan. She will use it to build a bigger room, with better conditions as everybody desires. Her dream is for her daughter to become an excellent professional and to improve her living conditions.
View original language description ↓
Concepcion Maria de 32 años de edad, vive con su hija que estudia y su esposo el cual trabaja como taxista ambos comparten con los compromisos adquiridos en la unidad familiar, es importante mencionar que esta clienta ha demostrado ser una cliente con mucha puntualidad y voluntad de pago en sus creditos anteriores, ella trabaja como docente de primaria y secundaria en la Escuela Francisco Aaron Joce desde hace 12 años en la colonia Naciones Unidas a 32 km de Nueva Guinea.

Solicita su septimo crèdito para construir una habitaciòn mas amplia y con mejores condiciones como todo persona lo desea.

Su sueño es que su hija llegue hacer una excelente profesional y mejorar sus condiciones de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Concepcion Maria to build a room.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Jan 1, 2011
Currency Exchange Loss:
Jul 15, 2012