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Bendiciones De Dios 1, 2, 3 Group
In this Group: Sylvenia, Silvia, Elivia, Simeon, Ibenson, Marianela, Marie, Elena*, Digna, Solenne, Magaly, Marianie, Tania, Marie, Florinda
* not pictured
Sylvenia is the coordinator of the group 'Bendiciones D. Dios' 1, 2 & 3 (God Blessing), a group of Haitian immigrants living in the rural areas surrounding La Romana, where the sugarcane harvest and the tourist industry dominate the economy. This area, like nearly all impoverished areas of the Dominican Republic, suffers from unreliable running water (none of which is potable) and electricity that can't be counted on. She lives in a modest home with her husband and two children. She says that her most difficult challenge is the divorce process she is facing right now and the effect on their children. In the meantime, she plans to continue to enjoy doing business.



Sylvenia is excited to be taking out her seventh loan with Esperanza after having repaid her previous loan and grown her business. She has had her business for more than nine years, starting with her own resources when she was living in Haiti. She plans to use this loan to invest in her business by buying bed cloths, curtains, clothing, etc. Sylvenia will re-invest the profits in her business. She dreams of building her own house.



This Esperanza associate began with us because her business needed capital to grow, and her story is representative of her group and of Esperanza's Haitian and Dominican clients generally, many of whom recently emigrated to the DR from Haiti.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $7,918,800
    Funds lent in using Kiva
  • 37.1
    Dominican Republic Pesos (DOP) = $1 USD