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Maritza Asucena
Martiza lives in the #8 area in the Nueva Guinea with her family which is made up of 2 girls and her husband. She works as a primary school teacher in the Urban area of Nueva Guinea for some 10 years. Maritza’s daughters attend school and her husband works as a cattle trader and with his earnings they are able to meet the families’ expenses and the obligations that they have since they are a very united family and have many dreams of getting ahead in life. She is grateful for the support she has received from Kiva since she has had loans previously and she was able to build a room.

This is Maritza’s third loan and it will be used to buy construction materials so that they can improve the home little by little. She is a very happy and helpful person, as well as punctual and has shown to be able to meet her payments.

Martiza’s biggest wish to improve her quality of life and that her daughters get an education and be respectable members of society.

View original language description ↓
Maritza vive en la zona # 8 en Nueva Guinea con su familia compuesta por 2 niñas y su esposo; ella labora como docente de primaria en la zona Urbana de Nueva Guinea desde hace 10 años, sus hijas actualmente estudian y su esposo trabaja como comerciante de ganado el cual apoya con los gastos familiares y con los compromisos adquiridos, ya que son una familia bien unida y con mucho deseos de superacion, agradece grandemente el apoyo que ha recibido de Kiva ya que anteriormente fue beneficiada donde aprovechó para construir una habitacion.

Esta vez solicita su tercer crèdito para invertirlo en compras de materiales de construccion y de esta manera ir mejorando poco a poco su vivienda, es una señora muy alegre y muy servicial , ha demostrado puntualidad y capacidad de pago.

Su mayor sueño en vida es mejorar sus condiciones de vida y que sus hijas se preparen para que sean personas de bien.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Maritza Asucena to buy construction materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Jan 1, 2011
Currency Exchange Loss:
Nov 15, 2012