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Las Palomitas Group
In this Group: Maria Jesus, Liz Eveling, Norma Sara, Maria Luz, Paulina Juana, Emilia Donatila, Eduardo Teodoro*
* not pictured
María Jesús is president of the “Las Palomitas” Communal bank. Seven very enterprising people participate in the bank. That is the case with María Jesús, age 39. The bank got its name because the members live in a place called El Palomar.

She started working in an early childhood development room. She got work experience taking care of children. This work is also known as “Madre Guía” (Guiding Mother). Her effort has not been in vain. She is currently the director of the daycare centers in the zone. With the income this employment generated she built a small apartment on the land that her mother gave her. She also got her own land. This way she supports her life partner with the basic services' expenses and with part of their children’s education. The children are still minors.

She will use the loan to buy educational and decorative materials for the atmosphere of her child care center, “Gotitas de Amor” (Little Drops of Love). She will do this to provide the children with more warmth.

Her next dream is to be building, little by little, her house.
View original language description ↓
María Jesús es presidenta de la Alcancía Comunal “Las Palomitas” en ella participan siete personas muy emprendedoras, tal es el caso de María Jesús quien tiene 39 años de edad el nombre de la alcancía se debe que los integrantes viven en un lugar llamado El Palomar; empezó trabajando en una sala de estimulación temprana lo cual adquirió experiencia al trabajar al cuidado de niñitos, conocida también a esta labor como Madre Guía, su esfuerzo no ha sido en vano actualmente es directora de las guarderías de su zona. Los ingresos que le genera dicho empleo construyó un mini departamento en el terreno que le dio su madre así mismo adquirió un terreno propio. De igual manera apoya a su pareja en los gastos de servicios básicos y parte de educación a sus hijos aún menores de edad. El préstamo lo invertirá en comprar materiales didácticos y decorativos para ambientar su guardería “Gotitas de Amor” para mejor calidez a los niños. Su sueño próximo es ir construyendo de a poquitos su vivienda.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palomitas Group's $850 loan helped a member to buy educational and decorative materials for the child care center.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 6, 2010
Dec 11, 2010
Currency Exchange Loss:
May 15, 2011