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Ainagul's Group
In this Group: Ainagul , Chynarkul, Aibek , Anarkul
Ainagul A. is a mother of three daughters. She has brought them up together with her husband. By now, the parents have given away their elder daughters, who now live separately. But the youngest one, being a light-hearted teenager, still needs care and proper upbringing.

Ten years ago, the family had no opportunity to find a stable job, therefore they began their private trading business. Currently, Ainagul sells apples in the local market with the help of her spouse. Their earnings have made it possible for them to obtain a car and to arrange their daughters’ marriages.

The family aims to improve their well-being, therefore they want to increase their total income. The most optimal way to realize these plans is to increase product turnover. The family hopes to obtain a loan for this purpose. In the future, Ainagul wants to purchase a home.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainagul's Group's $1,175 loan helped a member to purchase apples for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 29, 2010
Dec 10, 2010
Currency Exchange Loss:
Aug 15, 2011