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Zyinat's Group
In this Group: Zyinat , Gulmira, Gulyaim, Omarbek
Zyinat M. is 49. She is married and has four adult children. All of them have their own job, except the youngest one who is still a schoolboy.

The family budget is contributed to by the parents and elder children: the head of the family is a secretary, the son earns income by working in a military department, the daughters are engaged in farming, and Zyinat herself has a job as head of the teaching department. Out of the total earnings, the family has managed to prepare for their daughter’s dowry.

The main aim of getting this loan is to start a livestock breeding business. Zyinat and her family are planning to purchase sheep for fattening and resale. In the future, their intention is to purchase lot in order to build a new house for their eldest son.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,325
    Funds lent in using Kiva
  • 47.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zyinat's Group's $1,025 loan helped a member to buy sheep.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Dec 10, 2010
Currency Exchange Loss:
Aug 15, 2011