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Giselle Marjorie
Every fortnight, the 'La Unión Hace La Fuerza' (Unity Is Strength) community bank meet in Rocafuerte canton. This place is known for the delicious sweet treats that its residents make. They are known throughout the country.

Here we meet Giselle. She is 38 years old, married, and has three children aged 18, 15 and 11. Her eldest child is at university and her other two children are in school.

As well as being a good housewife, Giselle sells Avon, Yanbal and Lebel products (beauty products, cosmetics, perfumes and ladies' accessories). She also sells clothes and Romanel jewelry. She works for six hours every morning. She makes her sales door to door and she also sells from her home where she is setting up a small store. She buys her clothes and Romanel jewelry in Chone and Guayaquil.

This loan will be used to buy Yanbal and Romanel products but especially clothes so that she can take advantage of this season which is when she sells most clothes. She has been a member of her community bank for 5 years and she likes it because the interest rates are low. Her dream is to have a big store.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal La Unión Hace La Fuerza. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños y que son reconocidos en todo el país.

En este lugar encontramos a la señora Giselle, tiene 38 años de edad y está casada y de esta relación tiene tres hijos de 18, 15 y 11 años, la mayor esta en Universidad, otra en colegio y la menor en escuela. Su marido es chofer de la cooperativa intercantonal.

Ella además de ser una muy buena ama de casa es comerciante de productos de Avon, Yanbal, Lebel(productos de belleza, cosméticos, perfumería y accesorios de damas) también vende ropa y joyas de Romanel, trabaja todos los días unas seis horas en la mañana, su forma de venta es puerta a puerta y además vende en su casa donde esta adecuando un pequeño bazar. Lo que es ropa y Romanel los va a comprar en Chone y Guayaquil.

Este crédito es para comprar productos Yanbal, Romanel pero en especial ropa para aprovechar esta temporada que es cuando más se vende este producto. Está en el Banco Comunal hace 5 años y le gusta porque los intereses son bajos. Su sueño es tener un gran bazar.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,095,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Giselle Marjorie to buy Yanbal products, Romanel jewelry and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2010
Listed
Dec 10, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011