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This is 58 year old Abu T.. He is married and has three children ages 4, 12 and 20. In 1980, Abu established his used clothing business. He began his business because he wanted to generate income and continue to improve the living conditions of his family. Working seven days a week and 10 hours a day, he earns about 300000 SLL every month.

He would like a loan in the amount of 3000000 SLL in order to buy more stock. He hopes that this loan will enable him to increase his monthly profits by approximately 250000 SLL.

In the future, Abu plans to expand his business. He would also like build a house for his family and continue to educate his children to university level. Abu finds it challenging to meet the high cost of living and transportation in Makeni, and he thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,200.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Abu to buy used clothing for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 10, 2010
Currency Exchange Loss:
Sep 15, 2011