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Here is Osman K., a small scale businessman in Makeni, a city in northern Sierra Leone. Osman sells palm oil, salt, onions, margi (used to give sauce a sweet taste), sugar, etc. With a loan of SLL 3,000,000, he will buy sugar, palm oil, salt, onions, margi, etc in large quantity to add to his business stock.

Osman was born in Makeni. The forty-year-old is married to a businesswoman and the couple has four children; three in secondary school and one in primary school. Osman has been a businessman for twenty-one years now.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,200.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Osman to buys sugar, palm oil, salt, onions, margi, etc in large quantity to add to his business stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 8, 2010
Dec 10, 2010
Currency Exchange Loss:
Oct 18, 2011