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Reyna Del Carmen Group
In this Group: Cristina, Nelida, Dora, Sonia, Andres Corcino, Olga Livia, Carlos, Clark Esteban, Livia, Yanet, Justina, Arnold Jhoe*
* not pictured
These people belong to the “Reyna del Carmen” community bank which is located in Cusco district, in the province and department of the same name.

Cristina is 45 years old. She lives with her common-law husband and has four children. Her business is selling 'ceviche' (raw fish marinated in lemon and garlic) on Saturdays and Sundays. She makes her sales as a street trader. She also has a kiosk in Santa Rosa D. América school where she works from Monday to Friday in the mornings. She is a very enterprising person who has a great desire to get ahead.

Cristina is requesting this loan to buy products such as cookies, sweets, chocolates, etc. and to buy supplies for her 'cevicheria'.

The other members of the group have businesses which incluD.: selling shoes, selling CDs, raising chickens and making handicrafts.

Cristina is grateful to those who will take part in this dream by funding her loan and she pledges to make her repayments in a timely manner.
View original language description ↓
Los socios pertenecen al banco comunal “REYNA DEL CARMEN”; Este banco se ubicada en el distrito D. Cusco, perteneciente a la provincia D. Cusco y departamento D. Cusco.

La socia es la Sra. Cristina; ella tiene 45 años D. edad y es conviviente y tiene 4 hijos; La socia se dedica al negocio D. venta D. cebiche los días sábados y domingos, la socia venD. D. forma ambulatoria, a la vez la socia tiene un kiosco escolar en el colegio Santa Rosa D. América el cual trabaja D. lunes a viernes por las mañ socia es una persona muy emprendedora y con ganas D. salir adelante.
La socia solicita el préstamo para la compra D. productos como galletas, dulces, chocolates entre otros, e insumos para su cevichería.

Los otros socios se dedican a la venta D. calzados, venta D. cds, crianza D. pollos, artesanía entre otros.

La socia agradece a quienes forman parte D. este sueño mediante este medio y se compromete a cumplir con el pago D. sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Reyna Del Carmen Group's $3,600 loan helped a member to buy products such as cookies, sweets, chocolates etc. To buy supplies for her 'cevicheria'.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 7, 2010
Dec 9, 2010
Currency Exchange Loss:
May 15, 2011