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Joyas Para Cristo 3, 4 Group
In this Group: Taina, Angelina, Yocelin, Aura, Ramona, Gladis, Juana, Maria, Deyanira, Niubery
Tania is one of the members of this entrepreneurs group Joyas para Cristo 3 & 4 'Jewels for Christ'. She is excited to be taking her third loan with Esperanza after having successfully repaid her previous loan and grown her business. She sells jewelry, especially silver. Her plans are to use this loan to invest in bracelets, necklaces, and rings.

Tania´s story is representative of her group and of Esperanza's Haitian and Dominican clients in general – many of whom recently emigrated to the DR from Haiti. Her group is located in the urban slums surrounding Santo Domingo, an area where crime is rampant and where running water (none of which is potable) and electricity are unreliable. She makes her home here in a simple structure with her long-term partner and their two children. She is a single mom of 2 children, living with her parents. She said her most difficult challenges are to raise her children and to work on her university career, since it hasn´t been possible to find a job.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,275,775
    Funds lent in using Kiva
  • 37.3
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyas Para Cristo 3, 4 Group's $2,350 loan helped a member to buy silver jewelry.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 9, 2010
Dec 9, 2010
Currency Exchange Loss:
May 15, 2011