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Valentina is married and has two adult children. She sells clothing at the central market in the town of Nova Kahovka. Valentina started this business eighteen years ago when she did not have any other opportunities for making a living. She was courageous enough to start her business with very little money and almost no experience. However, little by little, she began to gain customers as well as sales experience. Today, Valentina enjoys her business and it has become a stable source of income.

Valentina has used micro loans before and found them very helpful for her business. This time, she is requesting 9,000 UAH to increase the assortment of clothing in her shop. Valentina hopes to earn additional income and improve her living conditions.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Valentina to increase clothing assortment.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Dec 9, 2010
Currency Exchange Loss:
May 15, 2011