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Abanyamurava Group
In this Group: Beathe, Mireille , Annonciatha , Alexie , Theopiste , Jean , Laurence , Merannie , Julienne , Jenie , Elevanie , Emmanuel , Clementine , Magadelene , Pascasie , Louise , Marie Jeanne , Harima , Marigarithe , Vestine , Agatha , Christine , Sarah , Marie Tesserine , Esther , Donatha , Erenestine , Donatha , Joselyne , Clementine , Jeanne D'arc , Berthirida , Clementine , Faraziya
Beathe is 29 years old and married to a petrol station attendant. She has one child who is three years old. Beathe is the group leader of the borrowing group called "Abanyamurava", which means "people with commitment" in English. The group members work in different businesses but have come together to request a loan to help the growth of their businesses. All these borrowers are committed to their work and ability to repay.

Beathe, the group leader, owns a shop selling both men and women's clothing and she has had this business for one year. She hopes to add more classic styles of clothing with the loan and she is determined to put aside savings out of the profits. Beathe is wearing a blue dress with necklaces and is standing behind the first row. She would like to be a distributor of garments after one year.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 57
    View loans »
    Rwanda Loans Fundraising
  • $12,395,025
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abanyamurava Group's $4,775 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 6, 2010
Dec 9, 2010
Currency Exchange Loss:
May 15, 2011