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Jocelyn
Jocelyn J. is a married woman who lives in Sitio Batang, Brgy. Talaban, Himamaylan City, Negros Occidental. She earns her living by operating three business ventures: general store, fishing and food vending businesses. Her husband Larry J., who is 47 years old, works as a driver to earn his living and also helps in his wife's business activities. They have four children who are 19 to 25 years old.

Jocelyn joined NWTF-Project Dungganon in 1994 because she aspired for something better for her family. With the help of her past 19 loans from NWTF-Project Dungganon, Jocelyn has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 29,500 helped her earn a monthly profit of PHP 6,500, thus uplifting the family's standard of living.

This time, for her 20th loan, she is borrowing PHP 29,500 which she intends to use to buy stock for the general store so that she can continue to save up for the future expansion of her business and the education of her children. Jocelyn J. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 903
    View loans »
    Philippines Loans Fundraising
  • $53,402,900
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Jocelyn to purchase groceries for her general store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2010
Listed
Dec 9, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2012