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José Mario
José Mario C. M. is 53 years old. He lives in Zacatecoluca, in La Paz department. José is a single father. His 5 children are all studying. José owns a bakery which is located in his home. His business is very busy and his sales are stable. His children help him make the bread and serve in the business when he is out delivering bread.

José is requesting a loan so that he has the money he needs to buy all the necessary supplies for his business such as: flour, honey, sugar, butter, etc. José is a very responsible man who works hard so that he can provide his children with the best. This is why, for him, keeping his profits stable is very important since the bakery is his only source of income. This means that he has to work hard to improve it every day.
View original language description ↓
José Mario C. M. de 53 años de edad, reside en Zacatecoluca, en el departamento de La Paz. José es padre soltero de 5 hijos quienes se dedican a estudiar. Él posee una panadería la cual esta ubicada en su casa de habitación, lugar muy concurrido en el cual las ventas son muy estables. Sus hijos le ayudan a la elaboración del pan y a atender el negocio cuando José se encuentra afuera repartiendo el pan. Él solicita un préstamo a través del cual pueda contar con el dinero necesario para comprar todos los insumos necesarios como: harina, miel, azúcar, mantequilla y otros más. José es un hombre muy responsable quien trabaja arduamente para brindarle lo mejor a sus hijos, es por esto que para él, mantener las ganancias estables es de mucha importancia, ya que la panadería es su única fuente de ingresos, por ello es necesario esforzarse por mejorarla día con día en su servicio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $25,510,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Mario to buy ingredients for making bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2010
Listed
Dec 9, 2010
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012