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Catalina Arely
Catalina Arely L., 52 years old, lives with her husband, who is 73 years old, in the department of San Vicente. Catalina has a business selling beauty products such as perfume, body and hair creams, and other items. Many of these products are marketed through a catalog, and are sold on credit. This is the strategy Catalina uses in order to secure her sales, although in many cases, it's rather risky. For this reason, she is asking for a loan to buy more cosmetics, creams, and perfumes. To obtain these items, she has to pay for them in cash upfront. This is why it's very important that she obtain the loan from Integral. It will allow her to increase her business' inventory and improve her family's living conditions. Catalina is a very hard-working woman, and has always worked as hard as possible in order to have a stable life.
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Catalina Arely L. de 52 años de edad, vive junto a su esposo de 73 años, con el cual reside en el departamento de San Vicente. Catalina posee una venta de productos de belleza tales como perfumes, cremas para el cuerpo y el cabello y otros más. Mucho de estos productos se comercializan por catalogo, de los cuales se venden a crédito, esta es una estrategia que Catalina utiliza para poder asegurar sus ventas aunque en muchas ocasiones es bastante riesgosa. Es por esta razón que solicita un préstamo a través del cual pueda comprar mayor cantidad de cosméticos, cremas y perfumes, la cual debe pagar al contado para obtenerla, es por ello que es de mucha importancia obtener el préstamo dado por Integral, para que este le permita aumentar el inventario de su negocio y poder mejorar las condiciones de vida de su familia. Catalina es una mujer muy trabajadora, la cual siempre se ha esforzado al máximo por contar con una vida estable.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Catalina Arely purchase of personal use products for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 27, 2010
Dec 8, 2010
Currency Exchange Loss:
Apr 15, 2012