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Las Audaces Group
In this Group: Ma. Gaudalupe , Irma, Elvia, Ma. Maribel, Yolanda *, Anallely Enriqueta, Avelina, Amalia, Leticia, Jhovanna Elizabeth, Veronica, Viridiana
* not pictured
This group is called “LAS AUDACES” (The Bold Ones). They chose this name because they say they are brave, that they don’t fear doing new and innovative things. The group is located in the municipality of Zitácuaro, Michoacán. It has 12 members.

The group representative’s name is Leticia Colín Sanabria. She is 46 years old, married to Patricio, who is an elementary school teacher. They have four children but only one of their daughters, who’s a single mother and their grandson, Santiago, 4, who Leticia has cared for since birth because her daughter was still in school and is now working as an Accountant, lives with them.

Leti is asking for her loan to invest in her fine jewelry (gold) business. She stocks up in the city of Moroleón, Guanajuato, because she gets good prices there because she’s been a customer there for 12 years. She is then able to raise prices just a little and not be forced to sell her jewelry for prices that are too expensive. She comments that she is really putting in much effort into her work because she wants her son, who is studying Law, to finish his career and be able to buy him the textbooks he requires.

One of her goals for right now is to acquire customers and sell to people who won’t fall back on their payments, above all to people who have stable employment. One of her dreams is to rent a locale that she can set up shop in because it’s quite dangerous to be carrying fine jewelry in the street. Another one of her dreams is to be able to repair her house because in the rainy season there are leaks.

Elvia B. López is also part of the “LAS AUDACES” group. She is 43 years old and finished 8th graD.. She comments that she was unable to finish her education because her parents didn’t have enough money to continue paying her school costs. Elvia is married to Lemuel who sells animals like sheep and cows. They have 6 children but only one of them, named Ricardo who works with his father and helps sell the animals, lives with them.

She sells catalogue beauty products like creams, cosmetics, etc. She also sells women’s lingerie by catalogue. She has been in this business for about 6 years. She decided to go into it to help her husband meet their children’s expenses because there was a time when they were all in school and they had to pay tuition and rent in other cities where they were studying. Elvia is asking for her loan to invest in lingerie and cosmetics to have stock on hand and not have to place orders because this is time consuming.

The other 10 members are: Ma. Guadalupe Jiménez Rojas, Irma M. Andrés, Ma. Maribel Vázquez Araujo, Yolanda M. Vilchis, Avelina L. Morales, Amalia D. L. C. Colector, Jhovanna Elizabeth Guzmán Flores, Verónica Velázquez Araujo and Viridiana M. Lorenzo. They want the loan to invest in catalogue shoe sales, catalogue natural medicine sales, clothing sales, Internet café, nutritional club, etc.
View original language description ↓
Este grupo se llama “LAS AUDACES” ellas le pusieron a su grupo así porque dicen que son valientes, que no tiene miedo D. hacer cosas nuevas e innovadoras. Este grupo está ubicado en el municipio D. Zitacuaro en el Estado D. Michoacán. El grupo está conformado por 12 integrantes.

L. representante del grupo se llama Leticia Colín Sanabria, elL. tiene 46 años D. edad, está casada con el señor Patricio quien es profesor D. una escueL. primaria, ellos tienen 4 hijos, pero vive nada mas con ellos su hija que es madre soltera y su nieto llamado Santiago D. 4 años el cual doña Leti se hizo cargo D. él desD. que nació ya que su hija estaba estudiando y en estos momentos trabaja como contadora. Doña Leti está pidiendo su préstamo para invertir en su negocio D. joyería fina (oro) elL. se surte en L. cuidad D. Morolion Guanajuato ya que en esa ciudad le dan buenos precios ya que es clienta desD. hace 12 años y a los cuales elL. les pueD. subir un poco y no dar tan cara su joyería . ElL. comenta que le está echando muchas ganas a su trabajo ya que quiere que su hijo que estudiando leyes pueda terminar su carrera y pueda comprarle los libros que el ocupa. Ahorita uno D. sus propósitos es aclientarse y vender a gente que no le queD. mal en sus pagos, más que nada personas que tengan un trabajo estable, y uno D. sus sueños es rentar un local y establecerse ya que es muy peligroso traer joyas finas en L. calle, también uno D. sus sueños es poder remodelar su casa ya que en tiempo D. lluvia se le trasmina el agua.

Elvia B. López, también es parte del grupo “LAS AUDACES” tiene 43 años y estudio hasta el segundo año D. secundaria comenta que no terminó sus estudios ya que sus papás no tuvieron el dinero suficiente para seguirL. apoyando con los gastos D. L. escueL.. Doña Elvia está casada con el señor Lemuel él se dedica a vender animales como borregos y vacas, ellos tienen 6 hijos pero nada más uno vive con ellos llamado Ricardo el cual trabaja con su papá y ayuda a vender los animales. ElL. se dedica a vender productos D. belleza por catálogo como cremas, cosméticos etc. También venD. lencería para dama por catalogo, lleva con esta actividad aproximadamente 6 años, decidió emprender este negocio para ayudar con su esposo con los gastos D. sus hijos ya que hubo un tiempo que todos estaban estudiando y tenían que pagar colegiaturas y rentas en otras ciudades donD. estudiaban ellos. Doña Elvia está solicitando su préstamo para invertir en lencería y cosméticos para tener en existencia y no pedirlos por que es algo tardado los pedidos que realiza.

Las otras 10 integrantes se llaman Ma. Guadalupe Jiménez Rojas, Irma M. Andrés, Ma. Maribel Vázquez Araujo, Yolanda M. Vilchis, Avelina L. Morales, Amalia D. L. C. Colector, Jhovanna Elizabeth Guzmán Flores, Verónica Velázquez Araujo y Viridiana M. Lorenzo, ellas quieren los préstamos para invertir en venta D. zapatos por catalogo, medicina natural por Catalogo, venta D. ropa, café internet y club nutricional etc.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 6
    View loans »
    Mexico Loans Fundraising
  • $17,360,450
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Audaces Group's $4,250 loan helped a member to buy fine jewelry.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2010
Listed
Dec 8, 2010
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011