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El Sueño Group
In this Group: Araceli, Lulu, Mitzi Yuridia, Virginia , Yeimi, Martha Lilibeth
This group is called “El Sueño” (the Dream) and is located in the community of Tlayecac, Ciudad Ayala in Morelos state, México. It has six female members who know each other and are neighbors. They are:

1. Araceli E. C. who will use the loan to buy skirts and blouses to stock her business

2. Lulú Rodríguez Gutiérrez who is going to buy all kinds of women’s cloths, pants and blouses, to stock her business

3. Mitzi Yuridia B. Rodríguez who is going to buy American perfumes to sell

4. Virginia C. B. who is going to buy ladies’ and men’s shoes at wholesale to stock her business

5. Yeimi García V. who is going to buy oil, sugar, eggs, milk, beans, rice, etc. She will also buy diadems, hair rings, mirrors, little balls and rubber bands to stock her store

6. Martha Lilibeth C. E. who is going to buy Tupperware items to fill her first orders

Mrs. Lulú Rodríguez Gutiérrez, 37, finished high school and got her diploma. She’s married and has three children: Lenis, 15, who is in high school, Jordy, 17, who is working, Mitzy, 18, who is in the university studying to become a P.E. Teacher.

Lulú’s business is selling women’s clothing. She requested her loan to buy women’s clothing. She is going to buy blouses and pants and wants to use her profits to build an additional bedroom on her house because she does not have enough bedrooms.

The products she sells to her customers are ladies' pants and blouses. She started the business four years ago. Her mother taught her sales because her mother has always been a saleswoman. She used to sell Fuller, Tupperware, clothes, and gift items. Lulú would help her in the business and that’s how she learned the business of sales.

Her husband gave her money and she started to buy merchandise bit by bit. Her business operates door to door in Jaloxtoc and Tlayecac. She uses collective public transport to go sell her wares. Her customers are young women. The business is important and special because she makes profits and earns income to improve economically.

Her favorite part of working in this business is that when she goes out to sell and is outdoors she meets many people and she feels very proud to sell her merchandise. The challenge she faces in her business is lack of time because she doesn’t have a lot of time to sell. She can only go out to sell in the afternoons and on weekends. Her business has a lot of competition. There are a lot of door to door salespeople and street vendors.

She saves her profits to reinvest and to repay the loan. She is planning to enlarge her business buying more denim pants to have merchandise available for her customers. She is very happy with the loan she will get because she’s given the opportunity to borrow money to stock her business. Besides, as we mentioned before, she wants to make some home improvements.

In Tlayecac, April 25 is San Marcos Tlayecac Day. Masses are celebrated, there’s a fair, dancing, Brinco de Chinelos (traditional indigenous dance from the state of Morelos). There’s also a very pretty hill that seems close by. They grow sorghum.

This business has helped her cover the children’s transportation costs and to help with household expenses. It will also help to make the home improvements; she wants to add a bedroom she needs.

Her plan is to continue selling, to make the improvements she wants for her children’s future, to continue working so that they can continue with their studies and this loan will help her invest in clothes.

The members of the group want to say to Kiva and Fundación Realidad: “We thank you for thinking of us and facilitating the loans to people like us who need them.”
View original language description ↓
Este grupo solidario se llama El Sueño se encuentra localizado en la comunidad de Tlayecac, Cd. Ayala, en el estado de Morelos, México. Está conformado por 6 integrantes mujeres que se conocen y son vecinas, ellas son:
1. Araceli E. C. va a comprar con su préstamo faldas y blusas para surtir su negocio
2. Lulú Rodríguez Gutiérrez va a comprar todo tipo de ropa de mujer pantalones, blusas para surtir su negocio
3. Mitzi Yuridia B. Rodríguez va a comprar perfumes americanos para vender
4. Virginia C. B. va a comprar de mayoreo zapatos para dama y caballero para surtir su negocio
5. Yeimi García V. va a comprar aceite, azúcar, huevo, leche, frijol, arroz, etc., también va a comprar diademas, donas, espejos, bolitas, ligas para surtir su tienda
6. Martha Lilibeth C. E. va a comprar artículos de topperware para surtir sus primeros pedidos.
La señora Lulú Rodríguez Gutiérrez tiene 37 años de edad, estudio hasta el 3er. Año de preparatoria obtuvo su certificado, ella es casada, tiene 3 hijos: Lenis de 15 años de edad estudia el bachillerato, Jordy tiene 17 años y trabaja, Mitzy tiene 18 años de edad está estudiando la universidad para maestra de educación física.
La señora Lulú tiene su negocio de venta de ropa para dama y solicito su préstamo para comprar ropa para dama va a comprar blusas, pantalones y con las ganancias quiere invertirlas en su casa quiere hacer otro cuarto, porque tiene pocas habitaciones.
Los productos que ofrece a sus clientas son blusas y pantalones para dama, ella inicio con el negocio hace 4 años su mamá le enseño lo de las ventas, pues su mamá siempre ha vendido, su mamá vendía Fuller, ToperWare, ropa, accesorios para regalo y Lulú le ayudaba en el negocio y así aprendió el negocio de las ventas.
Su esposo le dio dinero y fue comprando mercancía de poquito en poquito, su negocio es ambulante va ofreciendo sus productos de casa en casa sale a vender a Jaloxtoc, a Tlayecac, ella utiliza el transporte colectivo para ir a vender sus productos, sus clientas son las muchachas, este negocio es importante y especial por que saca ganancias y obtiene ingresos para mejorar económicamente, la parte favorita de trabajar en este negocio es cuando sale a vender y anda fueras conoce a más personas y le da gran orgullo vender su mercancía, los desafíos que enfrenta su negocio es el tiempo, pues no tiene mucho tiempo únicamente sale a vender en las tardes y los fines de semana, su negocio tiene mucha competencia hay mucha gente que veden en las casas tienen sus negocios ambulantes, las ganancias las va guardando para volver a invertir y para pagar el préstamo, ella está planeando ampliar su negocio va a comprar más ropa pantalones de mezclilla para tener mercancía para ofrecer a sus clientas y está muy contenta con este préstamo que le proporcionan por que le dan la oportunidad de prestarles el dinero y surtir su negocio; además de que quiere mejorar su casa como ya lo mencionamos.
En Tlayecac celebran el 25 de Abril el día de San Marcos Tlayecac, hay misas, feria, baile, brinco de chínelos, también hay un cerro que está muy bonito se ve muy cerquita, siembran sorgo. Este negocio le ha ayudado para los pasajes de sus hijos y para ayudar en la casa saliendo adelante con los gastos, las mejoras que desea hacer a su vivienda quiere hacer un cuarto porque le hace falta, sus planes son seguir vendiendo, las mejoras que desea lograr para el futuro de sus hijos son seguir trabajando para que ellos puedan seguir adelante con sus estudios y este préstamo le va a ayudan invirtiendo en ropa. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “les damos las gracias por pensar en nosotros por facilitarnos los créditos a personas que lo necesitamos”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 23
    View loans »
    Mexico Loans Fundraising
  • $17,954,125
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Sueño Group's $1,925 loan helped a member to buy women's pants and blouses.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 3, 2010
Listed
Dec 8, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011