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Andrea Clemencia
Andrea Clemencia B. C. is 45 years old. She lives with her common-law partner in Ventanas Canton in Los Ríos Province. She has three children.

She is a member of the UNIDOS VENCEREMOS farm co-op, located in an area called America which belongs to the Ventanas Canton. This co-op grows short-cycle crops such as corn, rice and beans.

Andrea Clemencia has been growing corn, rice and beans for two years. She buys products from Agripac, Agro products Karlita and Comercial Jiménez, then sells them at the market in the same area.

She is requesting a loan to buy farm equipment and fertilizer for her crops. The loan will help her purchase items to combat plagues, disease and climate change. She dreams of buying a house and a car for her children.

She enjoys sports.
View original language description ↓
Andrea Clemencia B. C. tiene 45 años. Vive en Unión Libre, vive con el compañero y con los hijos, vive en el cantón Ventanas en la Provincia de los ríos. Tiene 3 hijos.

Los miembros de la V.R.C. UNIDOS VENCEREMOS se encuentra ubicada a pocos minutos de la Oficina Ventanas en el recinto la América , perteneciente al cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, fréjol gandul esta actividad llevan mucho tiempo haciéndolo.

Andrea Clemencia se dedica a la agricultura a la siembra de de maíz, arroz, fréjol gandul desde hace 2 años. Compra sus productos en Agripac, Agro insumos Karlita y Comercial Jiménez los vende en la feria en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz, arroz, fréjol gandu. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar una casa y un carro para los hijos.

Le gusta el deporte

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Andrea Clemencia to buy farm equipment and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 24, 2010
Dec 10, 2010
Currency Exchange Loss:
Jun 15, 2011