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14 De Diciembre Group
In this Group: Rosa Nieves, Sebastiana Virginia, Silvia Eugenia, David, Ana Margoth, Noly Miriam, Laura Cecilia, Vania Soledad
The '14 de Diciembre' (14th of December) community bank is entering its third loan cycle in the Villa Exaltación regional office. The bank has eight members: seven women and one man. The bank's board is made up of the president, Rosa, the treasurer, Noly and the secretary, David. The members' businesses are in commerce and services. They include: fruit sales, cell phone case sales, jewelry, 'pasanaco' (a group savings fund), grocery store, taxi driver, and sweater and tie sales.

Betzabe is president of the '14 de Diciembre' association. She has experience as a member of Pro Mujer, having been through three loan cycles. Her business is running a grocery store. Her business used to be travelling and buying merchandise but over time this business became very difficult and, on her daughter's advice, she decided to open a store. She serves in her store from 8.00am to 4.00pm together with her children.

When we asked Betzabe what she liked most about Pro Mujer she replied that it was her group and being together.
View original language description ↓
La Banca Comunal “14 de Diciembre”está ingresando a su Tercer ciclo en el Centro Focal de Villa Exaltación. Cuenta con ocho integrantes, siete mujeres y un varón. La mesa directiva está compuesta por la presidenta, la señora Rosa, por la tesorera, la señora Noly y como secretario de actas, el señor David. Los negocios de las señoras están relacionados con el comercio y servicio, como por ejemplo: venta de frutas, venta de carcasas de celular, joyas, pasanaco, tienda de abarrotes, transportista, venta de chompas y corbatas.

La señora Betzabe, presidenta de la asociación “14 de Diciembre”, ya tiene experiencia de tres ciclos como socia en Pro Mujer, su negocio es la venta en una tienda de abarrotes. Antes su negocio era viajar trayendo mercadería, pero con el tiempo ese negocio resultó ser muy pesado y aconsejada por sus hija decidió abrir la tienda. Esta tienda es atendida de 8 de la mañana a 4 de la tarde por la señora Betzabe y sus hijos.
Cuando le consultan sobre qué es lo que más le gusta de Pro Mujer, ella responde que su grupo y el estar juntas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 80
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 14 De Diciembre Group's $2,450 loan helped a member to buy food products: rice, noodles, sugar and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2010
Listed
Dec 8, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2011