Mrs. Chrou M., age 28, is a vegetable seller who lives and operates her business in the City of Phnom Penh. Mrs. Chrou M. sells all vegetables grown by her husband. She has a life partner with her husband who is a local farmer, and he earns his living by planting various vegetable in his farmland which come from his grandmother. Mrs. Chrou M.'s husband has planted crops such as peanuts and some fruits over three month ago, but his crops are not growing well because they need more fertilizer. To resolve the situation, she would like a loan for her husband to buy some fertilizer and seeds for planting. This couple have two children who are single and studying in school.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.