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Jose Luis
José, 22, works as a guard for a company called “Puerto Limpio.” He works very early on rotating shifts sometimes at dawn and other times during the day.

He is currently separated from his wife so is living with his mother and brother in an urban zone called Suburbio which is notable because most of its residents are low-income merchants. He wants to have a business in the future and not depend on an employer because he wants to earn money to support his newborn, 11 month old, son.

To help his mother have a better build house (the house appears in the photo) he wants to use the loan to buy building materials and supplies like cement, concrete blocks, plaster.

His hope is to continue working to provide a good life for his son and to help his mother with the house.
View original language description ↓
Jose de 22 años, es empleado de una compañía llamada “Puerto Limpio” el es el guardia y trabaja desde muy temprano en turnos rotativos en ocasiones en la madrigada y otras en el día.

El está separado actualmente de su esposa por eso vive con la mama y el hermano en una zona urbana llamada suburbio está ubicada o caracterizada porque la mayoría de habitantes son comerciantes de clase baja. El quiere tener un negocio en el futuro ya que no quiere depender de un empleador porque quiere general dinero para mantener a su hijo que recién tiene 11 meses de vida.

Para poder ayudarle a la mama para que tenga su casa mejor construida (aparece en la foto la casa) él quiere comprar con el préstamo materiales de construcción como cemento, bloques, masillas. Su aspiración es seguir trabajando para darle una buena vida a su hijo y ayudar a su mama en la casa.











Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Jose Luis for cement, sand and stone.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2010
Listed
Dec 7, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011