Las Perlas Group
The President, Luis, is 22 years old, and has lived in the town of La Guardia for 16 years. He has been a warehouse manager at a well-known laboratory in the city for the last 2 years. He is single and has no children at the moment, but he would like to have a family in the future. He will use the money from the loan to buy furniture for his house, since he would like to have new furniture for New Year's festivities.
The Secretary, Deisy, is 38 years old and has lived in the area for 5 years. For the past 5 years, her business has been selling food and cosmetics in the La Guardia area. She has both businesses in order to earn more income. She lives with her partner Miguel, who is a motorcycle taxi driver in the La Guardia area. They have 3 school-age children. With the money from the loan, she will buy ingredients for the preparation of her delicious meals.
The members are very grateful to the financial institution for having confidence in them, and for having opened doors for them when they most needed it.
El Presidente el Sr. Luis D. 22 años D. edad , vive en la localidad D. la guardia hace 16 años. Su Actividad es la D. encargado D. almacén en un laboratorio muy conocido D. la ciudad desD. hace 2 años, su Estado civil es soltero y no cuenta con ningún hijo por el momento pero desea en un futuro tener una familia, el dinero del crédito lo utilizara en la compra D. muebles para su casa, ya que en estas fiestas D. fin D. año desea renovar sus muebles.
La Secretaria la Sra. Deisy D. edad 38 años, su negocio es la venta D. comida y cosméticos en la zona D. la guardia hace 5 años, alterna con estas dos actividades para poder tener un ingreso mas. Su Estado civil concubina con el señor Miguel su actividad chofer moto taxista en la zona D. la guardia, la Sra. tiene 3 hijos que se encuentran en edad escolar, con el dinero del crédito comprara insumos para la elaboración D. sus ricos platos.
Los clientes se sienten muy agradecidos con la entidad financiera por depositarles la confianza a sus personas. Y haberles abierto las puertas cuando ellos más lo necesitaban.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid