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Pedro Jose
Pedro Jose H. is 51 years old, married, and his wife sells fruits and vegetables. He is a farmer with more than 30 years' experience, during which time he has dealt with people robbing the harvest, and that has affected his economic position for investing in his business and reaching new financial levels. It was thanks to Kiva partner Reforma Agraria that they were able to get their farm fields, and it is for his business that he is requesting a loan to purchase fungicides and fertilizers that contribute to optimal maintenance of healthy crops, which will improve his production and increase his sales. This will allow him to remodel the floor and ceiling in his house so he can live in a dignified and comfortable place during his retirement.
View original language description ↓
El señor Pedro Jose H., es un hombre de 51 años, casado y su esposa se dedica al comercio de las frutas y verduras, él es agricultor y cuenta con una experiencia de mas de 30 años, en los que se ha enfrentado a robos de cosechas que afectan su economia para nuevas inveriosnes en su negocio que le permitan mejorar sus niveles economicos, fue gracias a la Reforma Agraria que lograron adquirir su terrenos de siembra, y es para su negocio que solicita un prestamo para la compra fungicidas y fertilizantes, que aporten un optimo Mantenimiento Fito Sanitario, que mejore su produccion incremente sus ventas, y permita la remodelaciopn del piso y techo de su hogar, para habitar en un lugar digno y comodo sus dias de retiro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Pedro Jose crop maintenance.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 16, 2010
Dec 7, 2010
Currency Exchange Loss:
Jan 15, 2012