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Kankalay Group
In this Group: Serreh, Fatmata B., Aminata, Isatu, Kadiatu
In the photo are members of the Kankalay group. They are small-scale businesswomen based in Waterloo, a small town in northern Sierra Leone. They are seeking a loan of 1,000,000 SLL for each from SMT/Kiva. With this loan, they will be able to expand their businesses, increase their profits, and consequently improve their standard of living.

The leader of this group is Serreh K.. Born in Freetown, Sierra Leone’s capital, she is 45 years old, married, and has six children, all of whom attend school. Her husband is a soldier.

Serreh sells foodstuffs, including gari (fast food made out of cassava roots), palm oil, rice, ground nuts, and vegetable oil. She has been a businesswoman for 25 years. With her share of the loan, she will buy three bags of gari, two bags of rice, 25 gallons of palm oil, and two bags of ground nuts to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,170.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Kankalay Group's $1,200 loan helped a member to purchase foodstuffs, such as gari, palm oil, rice, ground nuts, and vegetable oil.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Dec 7, 2010
Currency Exchange Loss:
Aug 15, 2011