Sim S., 45, is a village woman living in Kompong Cham Province. She is a local crop farmer. She currently grows rice crop, vegetables, and some fruit on her own farmland. To help meet the family's daily expense needs, her husband helps her in the same business. This family can earn an income of at least $10 per day. They have five children, and all of them are single, still living under their roof. In the past time, Sim S. hired a plowing machine from her neighbor for plowing her farmland. Now it is the time for paying for plowing her saving account is not enough to pay for. To solve this problem, Sim S. would like to borrow some fund from Kiva to pay for plowing cost and to buy some seeds for planting. Note: Sim S. and her husband are shown in the photo.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.