She works by herself in the streets and houses of her acquaintances selling women and men's fragrances, which she buys cheaply. One way in which she works is by taking orders for the perfumes and selling them on credit in order to increase her sales.
Her house is made of reeds, and the floor is earthen, but she wants to give her children a better life and will use the loan to buy cement, breeze blocks, and sand so as to build a better house. She hopes in future to finish building her house and to have her own business.
Trabaja sola recorriendo las calles y casa de sus conocidos vendiendo los perfumes para hombres y mujeres que comprar a un bajo costo. Una de las formas de trabajar es que los perfumes lo hacen por pedido y ella los vende a crédito para tener una mejor ganancia.
Su casa es de caña y el piso es de tierra por eso ella quiere darle una mejor vida a sus hijos y quiere comprar con el préstamo cemento, bloques, arena para construir mejor su casa. En el futuro quiere terminar de construir su cas ay tener un negocio.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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