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Emmanuel is 33 years old. He is married with six children between the ages 3 and 13 years old, and has two adopted orphans.

Emmanuel has been a motorbike taxi driver for three years. He gets up at 6 am and works until 11 pm everyday to transport people to their work places. He needs to pay $6 per day to the owner of the motorbike in order to use it.

Emmanuel has requested a loan worth 500,000 Rwf to buy his own motorbike taxi. His goal is to send all his children to school, build a house for the family, and save for his future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD