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This young, 23-year-old man has been a merchant for ten years. He sells pharmaceuticals. He is single and has a 2-year-old child. He gets his merchandise shipped from Kinshasa to resell at a reasonable price.

The previous loan was a good experience as regards credit management and savings. His strategy was to increase his stocks of the most common drugs and earn more profits. He purchased products such as one carton of saline solution, one carton of glucose solution, one box of syringes, ten boxes of paracetamol, ten boxes of quinine, ten cartons of bottles of alcohol, ten cartons of Betadine, some cotton, and some adhesive tape.

His daily revenue varies from 50,000 to 125,000F.

With the next loan, he plans to increase his stocks and expand his business by adding another sales outlet. He wants to boost his income to improve his living conditions and take care of his 2-year-old daughter.

Jeune homme de 23ans, commerçant depuis 10ans vend les produits pharmaceutiques, Il est célibataire et père d’un enfant de 2ans.
Il fait venir ses produits de Kinshasa pour vendre à un prix raisonnable.
Le prêt passé était pour lui une bonne expérience en ce qui concerne la gestion des crédits et les épargnes.
Sa stratégie était d’ajouter son stock des médicaments les plus usuels et de faire plus de bénéfices.
Il avait acheté les produits tels que : 1carton des solutions salées, 1carton des solutions sucrées, 1carton des seringues, 10 boite de paracétamol, 10 boites de quinine, 10 cartons des flacons d’alcool, 1carton de flacons de Bétadine, des sachets de coton, des rouleaux de bandes adhésives.
Ses recettes journalières sont de 50.000 fr à 125.000f.
Avec le prochain, il va augmenter sa marchandise et faire l’extension de son activité en ajoutant un autre coin de vente.
Il veut avoir plus de revenus afin d’améliorer ses conditions de vie et de prendre soin de sa fille de 2ans.

Additional Information

More information about this loan

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 491.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Chrisler buy products such as alcohol, saline, glucose solution, Betadine, paracetamol.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Dec 6, 2010
Currency Exchange Loss:
Apr 15, 2011