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47 years of age, married with three children and the owner of an eatery at the market entrance, which she has been running for seven years. The previous loan proved very beneficial for her since she was able to learn how to manage stock, keep a cash register and other business strategies.
She continues to buy her groceries fresh in order to avoid spoilage of goods due to electricity failures. Her customer base is diversified: market vendors, taxi drivers, passersby who like to stop by at her place.
In addition to strengthening her business, she also increased her income.

The next loan will be used for purchase such items as one basket of smoked fish, one box of salted fish, one jug of palm oil, one jug of peanut oil, one box of canned tomatoes, one onion braid.
Her revenues increased from 20,000 to 45,000 West African francs per day, and eventually she would like to have a big food-serving business and employ young unmarried mothers.
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Âgée de 47ans, mariée mère de 3 enfants et propriétaire d’un restaurant à l’entrée d’un marché qu’elle tient depuis 7ans.
Le prêt passé lui a été très bénéfique dans la mesure où elle a su connaître qu’est ce que la gestion de stock, le journal de caisse et autre stratégie de gestion d’une activité génératrice des revenus.
Elle achète toujours les vivre frais pour éviter de perdre sa marchandise avec le manque d’électricité. Sa clientèle est diversifiée, des vendeurs du marché, des chauffeurs de taxi, des passants qui s’arrête souvent à son restaurant.
Hormis le renforcement de son activité, elle a aussi améliorée ses prestations.
Le prochain prêt sera pour les achats tels que : 1panier de poissons fumés, 1carton de poissons salés, 1bidon d’huile de palme, 1bidon d’huile d’arachides, 1carton de boîtes de tomates, 1filet d’oignons. Les autres denrées seront achetées au fur et à mesure que l’activité évolue.
Ses revenus sont passés de 20000f à 45000f par jour et veut devenir une grande restauratrice afin d’embaucher les jeunes filles mères.

Additional Information

More information about this loan

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 491.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Monique purchasing smoked and salted fish, fresh staple foods, oil jog , onion braids, bags of green beans etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 2, 2010
Dec 7, 2010
Currency Exchange Loss:
Apr 15, 2011