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Rosemary N. lives in the Mulago neighborhood in the city of Kampala, Uganda. She is married and has 7 children, five of whom are in school. She also takes care of additional family members (grandchildren). She lives in a home that she rents; she doesn't have access to electricity and doesn't have access to piped water. Her major monthly expenses include rent, school fees and feeding the family.

Rosemary runs a retail shop. She has been in this business for 4 years, and she works 7 days a week. She also generates additional income through tailoring. She has requested a loan of 400,000 Ugandan Shillings from MCDT SACCO, which she will use to buy more bags of sugar, cartons of salt ,boxes of soap, and cooking oil for her shop. The main business challenges for Rosemary are seasonality and defaulters . Her goals and aspirations are to educate her children through to university, and also to build her own house.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $31,441,175
    Funds lent in using Kiva
  • 2,290.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Rosemary to buy more bags of sugar, cartons of salt, boxes of soap, and cooking oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 3, 2010
Dec 6, 2010
Currency Exchange Loss:
Jul 17, 2011