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Judyciane
This 35-year-old woman is the manager of a food stall. She is a single mother of two children.

She used her first loan to stock her booth with basic staple goods such as laundry detergent, canned goods, Marseille soaps, candy, cartons of cookies, etc. Her daily income increased.

The locals come to her to find a bit of everything, and she intends to use her next loan to add a few items currently missing from her inventory: canned tomatoes, sardines, pate, pork, corned beef, milk, coffee, chocolate, sugar, salt, etc.

In order to boost profitability, she wants to convert her food stall into a large shop to better meet customer demand, which is very high in her area.

Femme de 35ans gérante d'un kiosque d’alimentation, elle est célibataire et mère de 2 enfants.

Le premier prêt , l’avait permis de faire le stock de son kiosque en achetant les produits de premiers nécessités tels que poudre de lessive,conserves savons de Marseille, paquets de bonbons, carton de biscuits, boite de conserves...
Ses revenus journaliers ont augmenté, Chez elle, les gens du quartier peut maintenant trouver un peux de tout, pour cela avec le prochain prêt, elle va ajouter ce qui manque dans son kiosque : tomate en boite, les boîtes de (sardines, pâté, porcs corne beef, lait, café, chocolat, sucre, sel…)
Pour la prospérité de son commerce, elle veut transformée son kiosque en une grande alimentation et satisfaire ses clients car la demande est forte dans sa zone.

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 491.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Judyciane buying boxes of soap, canned goods, laundry powder, cartons of milk.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 2, 2010
Listed
Dec 6, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2011