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Horn's Group
In this Group: Horn, Chhat, Ell, Than, Toch, Lunn, Sao, Sao, El, Khin, Sok, Khem, Porn, Lo, Chreang, Chrieng, Pos, Touch
This village loan consists of 18 members living in Veal Kandal village, Kandal province. This village selected Mrs. Horn R., a 38-year-old married woman, as the village bank president. With the loans, they hope to increase their incomes to improve the living conditions of their families.

Mrs. Horn R. is a farmer who owns a plot of land that she uses to cultivate rice. Aside from farming, she also earns her living through selling Khmer cakes. Her husband, Mr. Nay Sophal, 43 years old, works as plumber and can earn a little income to support his family.

For the family living situation, Mrs. Horn R. would like to ask for a loan to add to her savings to build a kitchen for cooking.

This couple has a child who is a student and also helps the mother with Khmer cake selling.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,050.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Horn's Group's $3,100 loan helped a member to add to her savings to build a kitchen for cooking.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Dec 6, 2010
Currency Exchange Loss:
Jan 4, 2012