So O. is a 55 year old widowed villager who lives in Phnom Penh. Her husband died of senility years ago and she have no children. So O. currently works as public officer in the Ministry of Public Works. Besides this work, she opened laundry business in her house with several staff to provide her services. So O. typically makes around $6 of profit each day to use for daily expenses. So O. is running her business smoothly because she has skills in public relations which she uses with her customers. She now faces a problem. Her house requires repairs. Because she does not have sufficient savings, So O. would like a loan to repair her house.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.