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Sen A. is a 21-year-old woman who has been working in a garment factory as a seamstress in Phnom Penh City, Cambodia. She has done this work for over two years, and she always receives a salary every month.

Sen A. has partnered with her father who is a silk seller in another province. They share the responsibility of supporting the family’s daily expenses. Presently, Sen A.’ father thinks that his business is very profitable for him and the family. That is the reason why Sen A. will use her loan to go toward purchasing extra silks for her father’s business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sen to purchase extra silks to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 6, 2010
Currency Exchange Loss:
Aug 18, 2011