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Yina María
Every fortnight the members of the 'Marianita de Jesús' community bank meet in the beautiful city of Bahía De Caraquez which is known for its beaches, its good food and the warmth of its people.

Here we meet Yina. Yina is 28 years old, married, and has 4 children aged 10, 8, 6 and 3. The three oldest children are in elementary school. Her husband is a mechanic.

Yina and her husband have a garage in which they carry out a lot of work. They also sell spare parts, tires and oils. They work from Monday to Saturday, from 7.30am to 6.00pm. They work with the help of two employees. Whilst her husband works as a mechanic, Yina takes care of the accounts and buying and selling spare parts. They tell us that they have been in this business for 9 years and, although it was difficult at first, over time they have attracted many customers who are loyal to their business because of the work they do and their responsibility.

This loan will be used to buy oil, spare parts and filters. Yina has been a member of her community bank since the beginning and she likes it for the benefits that our institution provides. Her goal is for her children to be good professionals.
View original language description ↓
En la hermosa ciudad de Bahía De Caraquez, conocida por sus playas, por su rica gastronomía y por la calidez de su gente, cada quine días se reúnen las socias del Banco Comunal Marianita de Jesús.

En este lugar encontramos a la señora Yina, ella tiene 28 años de edad, está casada y fruto de esta relación tiene 4 hijos de 10, 8, 6 y 3 años, los tres mayores están en escuela. Su marido es mecánico.

Tienen un taller de mecánica automotriz en el que realizan muchos trabajos… además también venden repuestos, llantas y aceites. Trabajan de lunes a sábado desde las 7h30 hasta las 18h00, trabajan con la ayuda de dos operarios, mientras su esposo se encarga de los trabajos de mecánica, ella se encarga de lo que es la contabilidad, compra y venta de los repuestos, nos cuenta que llevan en ese trabajo ya por 9 años y que aunque al principio fue duro con el tiempo han conseguido muchos clientes que los prefieren por su trabajo y responsabilidad.

Este crédito lo va en emplear en comprar aceite, repuestos, filtros. Esta en el Banco Comunal desde los inicios del mismo y le gusta por los beneficios que brinda la institución. Su meta es que sus hijos sean buenos profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yina María to buy spare parts, oils and filters.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2010
Listed
Dec 5, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011